Do you want your voice heard and your actions to count?Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.EDUCATION • Degree or equivalent work experience equally preferable • Degree in finance, accounting or other relevant field CERTIFICATIONS WORK EXPERIENCE • Extensive experience within a complex financial services (and/or highly regulated) environment in bank operations, payments processing or corporate treasury services • Comprehensive understanding of key banking regulations FUNCTIONAL SKILLS • Thorough understanding of commercial banking operations, bank documentation, foreign and domestic wires, ACH, and check payments, merchant processing settlement functions and other common corporate treasury services • Advanced knowledge of: - Front to back foreign and domestic payments operations processing flows - Relevant {region-specific] regulations - SWIFT, FED, CHIPS format - Banking regulations - NACHA rules - Fraud - Compliance - Sanctions screening - Risk management and audit methodologies - Fixed Assets capitalization & maintenance - Reporting and reconciliation processes - Analysis of various financial instruments FOUNDATIONAL SKILLS • Demonstrates leadership • Communicates effectively • Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills • Operates strategically to support a culture of continuous improvement and systems thinking • Makes sound business decisions in a complex work environment • Collaborates with other business functions and divisions to advance business objectives • Is flexible, decisive, and able to establish support from leadership • Monitors industry trends and best practices and applies insights to advance the business • Exhibits and fosters optimism, resilience, flexibility, and openness to others' ideas • Inspires innovation and values learning as a lifelong professional objective • Leads by example, engaging inclusively and with intent • Always acts with integrity RESPONSIBILITIES • Oversee financial wires, ACH transfers, securities, and other electronic financial transactions • Manage documentation and instructions for ACH, EDI client and internal processing, limits, and money transfers • Continuously evaluate internal process controls to identify payment operations weaknesses and any associated risks, make recommendations on how to mitigate those risks and implement improvements • Work with internal and external stakeholders to enhance payments configuration, payment processing, and file transmission services • Ensure compliance with all industry, federal, state, and Bank Secrecy Act regulatory requirements across processing activities • Identify and resolve ACH compliance issues • Oversee setups of other products, including cash pooling, automatic sweep, reverse sweep, and zero balance accounting • Manage electronic transfer processes • Approve customer lifting charges related to wire transfers • Purchase currencies through foreign exchange system • Ensure foreign wire application instructions are shared with customers • Manage customer funds transfer documentation • Ensure balances and reconciliation transactions are processed according to electronic funds transfer policies and procedures • Review sanctions alerts; provide regulatory and disaster recovery testing • Analyze reports taking action where neededMitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
