Wholesale Credit Risk - Vice President

JPMorgan Chase

  • Central and Western District, Hong Kong
  • Permanent
  • Full-time
  • 13 days ago
Job Category: Credit RiskJob Description:Are you interested in contributing to keeping JPMorganChase strong and resilient? If you are keen to be part of the Credit Risk team to help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities, this opportunity is for you. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.As a Vice President in the Wholesale Credit Risk team, you will be based in Hong Kong, supporting the Japan Wholesale Credit Risk team. You will be at the forefront of executing transactions across derivatives, liquidity and cash management products, vanilla and structured loans, as well as acquisition & leveraged finance. You will be working closely with our business partners from various sectors including Global Investment Banking, Commercial Banking and Corporate Banking as well as Markets and Securities Services and Global Payments. Your role will be pivotal in promoting credit analytics including risk rating determination, industry assessment with a key focus on due diligence, structuring, negotiation, documentation, and approval of transactions. You will also be responsible for the ongoing credit monitoring and review work for all client facilities, providing you with a diverse and dynamic work environment.Job responsibilities
  • Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries
  • Take a lead role in the due diligence, structuring and documentation for transactions
  • Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients' industries and the key business and financial risks they face
  • Exercise a meaningful credit approval authority
  • Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
  • Review various credit and regulatory reporting requirements
  • Mentor and develop junior Wholesale Credit Risk team members
  • Track market and industry developments and their impact on clients
  • Recommend and monitor internal credit ratings; and
  • Support the team with ongoing ad-hoc initiatives and work streams
Required qualifications, capabilities and skills
  • At least 6 years' experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking
  • Strong credit risk analysis skills covering both qualitative and quantitative analysis
  • Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation
  • Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
  • Strong interpersonal skills
  • Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
  • Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
Preferred qualifications, capabilities and skills
  • Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
  • Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
  • Proficiency in written and verbal communication in Japanese is advantageous but not required
About Us: J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our for more information about requesting an accommodation.About the Team: J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

JPMorgan Chase