Credit Approval Manager, Chinese Corporate Banking
- Central, Hong Kong
- Permanent
- Full-time
- Assess and approve credit proposals within authority, make recommendations for approval with higher delegated lending authorities in accordance with the Bank's credit policies and regulatory requirements.
- Make well-informed credit decisions based on established criteria and credit approval guidelines.
- Present credit recommendations to senior management or credit committees for approval.
- Evaluate credit applications from diverse clients, including corporations, SMEs, and individuals.
- Analyze financial statements, credit reports, and supporting documentation to assess creditworthiness.
- Identify potential risks in credit applications and develop strategies to mitigate risks effectively.
- Ensure adherence to internal credit policies, regulatory guidelines, and industry standards.
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum 3-5 years of experience in credit analysis or credit approval roles within a Chinese banking environment.
- Strong analytical skills, attention to detail, and the ability to make sound credit decisions.
- Proficiency in financial analysis, risk assessment, and credit evaluation techniques.
- Knowledge of banking regulations, credit policies, and industry standards.
- Fluent in Mandarin.
- Competitive salary and comprehensive benefits package.
- Opportunities for professional development, training, and career advancement.
- Engaging work environment that fosters collaboration, innovation, and growth.
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