Manager/Assistant Manager - Credit Approval

Ping An Bank Company Ltd

  • Hong Kong
  • Permanent
  • Full-time
  • 13 days ago
ResponsibilitiesTo review,assess and recommend credit applications for customers under an assigned portfolio with high quality comments and advice to business units on risk assessment, monitoring, deal structuring and account strategyTo assess, identify, review and monitor the Bank’s credit risk at individual and portfolio level against irregularities identified / deteriorating business conditions to minimize potential NPL and SPTo identify any deterioration of portfolio quality assigned under periodic review and to ensure timely response according to the bank policies.To ensure compliance of regulatory requirements and internal bank policiesCollaborate and communicate with Business Unit to facilitate effective and efficient credit approval processPerform ad hoc projects or assignmentsRequirementsDegree holder in Banking, Business Management, Economics, Finance or related disciplinesMinimum 3 years of experience in corporate banking experience in lending or related activitiesStrong credit analytical and risk assessment skillsFamiliar with Financial Statements and with sound knowledge in bank operation, bank products, credit framework and regulatory requirementsSound knowledge of key credit risk indicators and economic factors impacting credit qualityExcellent communication, interpersonal skills and stakeholder managementA good team player, result-oriented, with strong sense of ownershipPrudent and proactive attitudesFor those with lesser experience, a lower rank to be considered.

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