Officer, Product specialist (Cards Portfolio Management)

Citigroup

  • Hong Kong
  • Permanent
  • Full-time
  • 12 days ago
With over 100 years of history and currently serving over one million clients in Hong Kong, Citi’s strengths lie in its truly diversified business model. Institutional Clients Group offers a broad spectrum of services including capital markets origination and distribution, trading and hedging of rates and currencies, financial advisory expertise in M&A and transaction services. Global Consumer Banking offers retail clients with a full range of world-class financial products and services, including wealth management and investment, protection, credit cards, and secured lending. Citi Private Bank offers bespoke wealth management services to a prestigious group of high net worth individuals and families.Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.Shape your Career with CitiCiti Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.We’re currently looking for a high caliber professional to join our team as Officer, Product specialist (Cards Portfolio Management) - Hybrid (Internal Job Title: Officer, Product specialist (Cards Portfolio Management) C10) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.We empower our employees to manage their financial well-being and help them plan for the future.We have a variety of programs that help employees balance their work and life, including generous paid time off packages.The Officer, Product specialist (Cards Portfolio Management) is an intermediate level position responsible for driving the growth and profitability of product by developing and executing strategic initiatives, marketing campaigns, and ensuring superior customer experience. The overall objective of this role is to coordinate the promotion of products to acquire new users, risk management, revenue optimization while ensuring compliance with regulatory standards.In this role, you’re expected to:
  • Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
  • Analyze market trends, customer behavior, and competitor offerings to identify growth opportunities.
  • Support managing end to end card product lifecycle, including pricing, features and promotions
  • Provide insight and recommendations on innovative product development, product targeting, and segmentation strategies as well as oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
  • Provide insight and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
  • Work closely with marketing teams to design and execute campaigns to drive adoption of fee paying services / features
  • Project manage product enhancement projects which includes gathering business requirement, reviewing test plan, verify test results and monitor post launch performance, while adhering to internal governance and policy requirement.
  • Manage Work closely with technology and operations to manage product enhancements projects from providing business requirement
  • Participate in budgeting and planning for strategic priorities and initiatives
  • Ensure adherence to regulations and internal policies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you’d ideally have the following skills and exposure:
  • Bachelor’s degree/University degree or equivalent experience
  • 2 years of relevant experience
  • Cross functional knowledge (e.g. marketing, credit, acquisitions, product development, analytics)
  • Ability to drive business innovation, leverage management information, and utilize data analytics to drive results
  • Experience in UAT/ PAT testing, working with technology
  • Demonstrated knowledge in managing KPI and good financial acumen
  • Ability to work unsupervised and adjust priorities quickly as circumstances dictate
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Demonstrated problem-solving and decision-making skills
  • Demonstrated analytical and influencing skills
  • Consistently demonstrates clear and concise written and verbal communication for stakeholder management
Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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