Mortgage Product Manager - Hang Seng Bank (HK)
- Mong Kok, Hong Kong
- Permanent
- Full-time
- Plan, develop & promote product proposition, features, strategies, etc.
- Review and perform gap analysis against the regulatory / governance & compliance requirements
- Monitor product performance and coordinate with stakeholders on business objectives
- Oversee mortgage insurance programme, maintain relationship and enhance collaborations with mortgage insurers
- Monitor market data and develop market share analysis to ensure product competitiveness.
- Coordinate with Risk, Finance, Analytics, IT teams to extract data and perform analysis to maximize profits and meet business objectives.
- Lead and support regulatory and industry projects and submissions for Mortgage, i.e. MCRA, PAPT, etc.
- Develop and champion existing products, ensuring that they are competitive, compliant, and meet the needs of targeted customers.
- Minimum of 5 years of relevant experience in Mortgage (or other lending) products within retail banking
- Proficient in product management, market practice and good understanding on regulatory requirements
- Strong customer centricity focuses to deliver market-leading products, services and experience to targeted customers
- Highly effective navigation within a complex matrix environment, governance standard and regulatory context with agile ways of working and strong engagement with different levels of internal and external stakeholders
- Strong outcomes focus with adaptability, sound judgement and business insights in decision making, and accountability in delivery
- University degree in Business Administration, Marketing, Economics, Accounting, Finance, or related disciplines