Head of Credit, Commercial Banking (HK$90K - $100K)
Global Executive Consultants
- Hong Kong
- Permanent
- Full-time
- Lead Credit Risk Team and manage all-rounded Credit Approval, Credit Risk, Credit Policy, Credit Control, Loan Monitoring. Loan Facilities Authorization and Policy Drafting in Loan Portfolio and Treasury Product activities for Commercial Banking Sector
- Monitor credit risk assessment and analysis with business propositions assessed by taking into accounts all relevant counterparty and market information
- Effective coordination / liaison with Senior Management and provide regular reporting and advisory to the Credit Committee on any risk management policies and collateral management issues
- Prepare Management Reporting and Presentation to Head Office
- Monitor the portfolio quality and spot adverse and potential credit migration
- A Bachelor Degree in Banking / Business / Risk or related disciplines
- Over 15 years’ proven track record experience in commercial banking sector specialized in all-rounded credit risk management coverage in credit approvals, credit assessment, credit appraisals, credit control for sizeable credit portfolio
- Familiar with credit control. credit monitoring, treasury products activities as well as commercial lending
- Sound knowledge in HKMA’s Credit Risk Regulatory Requirements
- With solid People Management skills in developing and implementing credit projects
- Strong liaison and negotiation skills with counterparties
- A Mature, detail-minded and confident team leader with initiative and able to work independently
- Able to exercise judgment, work under great pressure and liaise effectively with the various business units and supporting units
- Excellent command of spoken and written Chinese and English