Product Manager – Deposit Management

PAO Bank Limited

  • Kwun Tong, Hong Kong
  • Permanent
  • Full-time
  • 2 days ago
Job SummaryWe are looking for a strategic and analytical Product Manager to lead the development and management of deposit products, including savings & time deposit offerings and account maintenance. The role will be responsible for optimizing deposit mix, ensuring regulatory compliance, and driving product innovation aligned with customer needs and market dynamics.ResponsibilitiesManage the full lifecycle of deposit products: design, pricing, development, enhancement, and retirement.Conduct market research and benchmarking to ensure competitiveness in deposit features and pricing.Define interest rate strategy and monitor deposit portfolio performance (e.g., balance growth, cost of funds, NIM).Collaborate with finance, treasury, and risk teams to align with funding strategy and liquidity requirements.Work closely with compliance to ensure all products adhere to regulatory standards.Champion automation, digital servicing, and process improvements to enhance customer experience.RequirementsBachelor’s degree in Business, Finance, or related field5+ years of product management experience in banking or fintech, with a focus on deposits.Strong understanding of balance sheet dynamics, ALM, and pricing levers.Analytical, data-driven mindset with proficiency in Excel or analytics tools.Familiarity with regulatory requirements in deposits (e.g., deposit protection, KYC, AML).Interested candidates, please send your detailed resume with contact telephone number, earliest availability date, current and expected salary via "Apply Now".Personal information collected is strictly for recruitment purpose only.

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