
Senior Underwriter / Underwriter (Middle Market / Commercial Insurance)
- Hong Kong
- Permanent
- Full-time
- Responsible for multi-lines business but mainly to focus on Property & Casualty portfolios KPIs performance of the Hong Kong Business Unit focusing on Mid-Market domestic business
- Underwrite and analyze new and renewal business within delegated authority levels
- Develop and maintain relationships with brokers and other distributors in support of business retention and acquisition and work with customers and distributors to determine their insurance related needs & provide solutions, and contribute to the development of propositions
- Maintain profitable multi-lines underwriting for Mid-market portfolios and provide training to other associates including the administrative assistant
- Apply all Underwriting elements for new business & renewals in handling the assignments of the highest complexity and works within delegated authorities, measuring exposure & analyzing risk, determining technical price according to certified/agreed pricing process, quoting & setting coverage, negotiating terms & conditions
- Contribute to managing accounts; build relationships in support of customer/ business acquisition and retention (e.g. by handling a range of queries, providing advice to assist with the development of an account; implementing agreed technical standards, controls, practices and procedures, thereby maintaining underwriting discipline
- Timely update and use of Underwriting Scorecards and other MI tools & processes to proactively manage and improve the portfolios mix & performance and pipelines management
- Degree holder
- Minimum 2 years working experience in General Insurance program
- Good multi-lines underwriting knowledge mainly on Property & Casualty business
- Good knowledge & experience in evaluating middle market exposures as well as directing and assisting others in analyzing unusual risks
- Experience & knowledge in negotiating mid-market deals; demonstrate in-depth experience with middle market customers and delivering customer service options
- Proven experience in troubleshooting and overcoming difficult issues with brokers and creating and delivering programs for addressing the needs of multiple or large producers
- To be a team player
- Fluency in English & Cantonese; Mandarin-speaking is an added advantage
- Excellent negotiation, influencing and selling skills – internal and external - Ability to develop strong relationships with key business partners whilst maximizing Company’s profitable growth objective
- Ability to build trust & business relationships with customers and producers.
- Open mind to try new ways and alternative approaches of doing things
- Self-starter, proactive, results and execution oriented
- Candidates with more solid Underwriting experiences will be considered for other positions
- Location(s): HK - Hong Kong
- Remote working: Hybrid
CTgoodjobs