Credit Risk Analyst – Risk Management

Airstar Bank

  • Tsim Sha Tsui, Hong Kong
  • Permanent
  • Full-time
  • 9 days ago
Airstar Bank Limited, a jointly established entity between Xiaomi Corporation and AMTD Group, is a virtual bank licensed by the Hong Kong Monetary Authority.Key Responsibilities:Conduct thorough analysis of clients’ financial statements, cash flow projections, and credit reports to evaluate creditworthiness.Assess risk factors, including industry trends, market conditions, debt structures, and collateral valuations, to determine loan feasibility.Prepare detailed credit memoranda and present recommendations to credit committees for approval or denial of credit applications.Monitor and review existing credit portfolios, identifying potential risks and recommending proactive measures.Contribute to the development and enhancement of credit risk models, scoring systems, and internal processes.Liaise with other departments to prepare documentation for the Board and Risk Committee.Job Requirements:University degree in Accounting / Finance / Risk Management / other related disciplines3 years in credit analysisCPA or CFA preferredPossess strong credit analytical skills and with the ability of producing high quality reportGood command of English and ChineseEfficient, self-motivated, independent and able to work under pressureWe offer competitive package to the right candidates. Interested parties please send your resume with current and expected salary by clicking the “Apply Now” button.All information provided by applicants will be treated in strict confidence and handled confidentially for recruitment purposes only. Applicants who are not contacted within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months.

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