Head of Loans, Commercial Bank, 90k
Michael Page
- Hong Kong
- Permanent
- Full-time
- Formulate robust business plans and strategies and steer respective development and implementation to drive loan balances, revenue and market share growth;
- Devise insight-led acquisition and retention strategies and oversee program execution for acquiring new , and retaining existing lending relationship of strategic segments throughout customer lifecycle;
- Formulate pricing strategies with reference to market situation and competitive landscape while managing portfolio profitability on unsecured loan products to maximize risk adjusted returns;
- Steer channel optimization for acquisition and development of new / enhanced products / features, digital capabilities and journey design for growind lending business and uplifting customer experience and conversion;
- Collaborate with Risk on credit risk and opportunities management such as review of underwriting criteria, evaluate and balance risks taken and revenue generated, as well as directing the development of effective credit control measures;
- Oversee streamlining of end-to-end lending business origination process to enhance operation efficiency.
- Degree Holder in Business/Accounting/Finance/Computer Science
- Banking experience is a must
- Minimum 8-10 years of loans experience
- People management is a must
- Good Chinese communication and reporting writing skills are a must
- Excellent communication skills (English and Mandarin)
- Work Life Balance
- Competitive Pay
- Career Prospect
- Well-known bank