Senior Director, Product Development & Innovation

Prudential

  • Hong Kong
  • Permanent
  • Full-time
  • 1 month ago
Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.We are seeking an experienced and visionary product leader to head the development and management of life insurance products that integrate across diverse markets. This role is central to driving innovation, strategic alignment and customer-centricity in our product portfolio, supporting our mission to enhance financial wellness and healthy living across the region.Key Responsibilities:Strategic Product Leadership
  • Define and execute a regional product strategy that aligns with the company’s vision of holistic wealth and health solutions.
  • Lead the development of differentiated products, including investment-linked policies, protection riders, HNW solutions, and wellness-based incentives tailored to consumer needs.
Product Development & Lifecycle Management
  • Oversee the full product lifecycle, ensuring alignment with local market dynamics, regulatory frameworks, and customer expectations.
  • Collaborate with actuarial and underwriting teams to ensure sound pricing and risk management.
  • Establish & lead a centralised Group HNW Product management unit for the development of product solutions and proposition for HNW segments, with localisation for the different markets.
Market Intelligence & Innovation
  • Conduct market research and competitive analysis across key markets
  • Identify emerging trends in health tech, digital wealth platforms, and customer behavior to enhance our product value proposition and providing value-added services.
Cross-Functional Collaboration
  • Partner with group and local teams in distribution, marketing, digital, operations, Health to ensure successful product launches and adoption.
  • Engage with regulators, reinsurers, and strategic partners to support product approval and market entry.
Qualifications:
  • Bachelor’s degree in Business, Finance, Actuarial Science, Public Health, or related field
  • 15+ years of experience in life insurance product management, with a strong track record in wealth and/or health product lines.
  • Proven leadership experience in regional or multi-market roles.
  • Understanding of regulatory environments and consumer preferences across different markets.
  • Strong strategic thinking, communication, and stakeholder management skills.
Preferred Attributes:
  • Experience with HNW, wealth, protection (including riders), investment-linked solutions, or health platforms.
  • Familiarity with insurtech innovations and digital ecosystems.
  • Multilingual capabilities and cultural fluency across the region.
  • Passion for improving customer well-being through integrated insurance solutions.
Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

Prudential