Associate, Capital Management - JANA & Asia South, Corporate Banking

Citigroup

  • Hong Kong
  • Permanent
  • Full-time
  • 2 days ago
Citi’s Banking franchise is organized around three lines of business: Investment Banking, Corporate Banking and Commercial Banking. The unified Banking and International organization oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence.Citi Corporate Bank serves as the conduit of Citi’s full product suite to clients through holistically managed relationships across our unparalleled network.Capital Management (CM), as part of Global Banking, plays a key role in helping management deliver on firms strategic objectives like returns/RoTCE and regulatory/risk management. CM’s mandate within Banking is to ensure that all capital commitments to Corporate Banking clients are consistent with client relationship strategy, balance sheet and return objectives.The group is responsible for:(i) Driving the internal capital approval and Banking Balance Sheet Forum processes which includes aligning relationship stakeholders on client strategy(ii) Planning and implementing the tools, processes and trainings on returns metrics, primarily RoTCE(iii) Supporting the client franchise along with Industry to drive critical themes like RWA management and hedging governance(iv) Leading the execution of a variety of Banking senior management initiatives including Wholesale Credit Review, Concentration Limits, SCO pipeline(v) Corporate finance responsibilities for leverage finance portfolio and structuring advisory for complex transactions along with BSCO approvals(vi) Being a trusted advisor to Regional Heads, Industry Heads, Risk colleagues at the region and in the country, Corporate Banking heads and bankers in structuring and navigating strategic / BAU transactionsThe Associate role in capital management involves both leadership and team work extensively. The primary responsibilities include assessing and recommending approvals to the regional/global heads for new extensions of capital to Citi clients and guiding PAM teams on efficient use of capital. Additionally, the role entails working on global strategic projects and initiatives that support management stated goals of improvement in RoTCE for the bank and for business groups. This person works closely with Country Corporate Banking teams, Risk Management and Product partners to aid alignment of client strategy and execution. In addition to ensuring efficient capital management:
  • Has responsibility for forecasting / monitoring loan growth to ensure the Regional portfolio is managed within the global plan, working closely with the regional Finance team; ensure RWA limits are managed to CB targets
  • Regular dialogue and training for Banking, Risk, ICM-Underwriting, and Product teams on capital processes with a particular focus on TCE and Return on TCE. Guides bankers on returns modeling and recalibrations to returns calculations.
  • Manages "Lower Left" aka “Red Zone” conversion plans and approvals
  • Focus on public and private side risk mitigation and improve velocity of loan book by bringing efficiencies to the process of mitigation
  • Work on strategic global and regional projects to wallet share, revenues, improvement in returns and client value
  • Involvement in key projects like Quarterly Business Reviews that are essential for monitoring the franchise
Key responsibilities:
  • Support capital approval process and Banking Balance Sheet Forum for the region with approval coverage for various and differing countries over time
  • Ensure a consistent approach to modeling transaction returns and accounting treatment across the regional team that is aligned with global practices
  • Work with global loan portfolio advisory team to bring more efficiency to risk defeasance and capital optimization (RWA) across the corporate lending portfolio in Asia
  • Participate and contribute in the WCR and other projects, including Less-than-Full Support remediation, validating appropriate booking vehicles, and tracking the Marketing Letter process.
  • Coordinate with relevant businesses on core Capital Management tools, including Capital Approval Module (CAM), Loan Forecast Tracker (LFT), and RORC calculator
  • Continuously stay informed of best practices and market and industry trends
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
  • Consistently demonstrate clear and concise written and verbal communication
  • Demonstrated planning, negotiation, organizational and analytical skills
  • 5-8 years of experience, preferably in Corporate Banking Or Product Or Client facing role
  • Bachelors Degree, Good to have Masters in Business
  • Related lending/credit experience or equivalent product experience
  • Demonstrated credit skills, background in credit or first line will be helpful
  • Understanding of capital markets products, derivatives, credit, cash management, trade, finance and securities products preferred
  • Knowledge of Corporate Banking business including related products, pertinent regulations and the lending and credit approval process
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Job Family Group: Institutional BankingJob Family: Corporate BankingTime Type: Full timeMost Relevant Skills Please see the requirements listed above.Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View Citi’s and the poster.

Citigroup