Assistant Credit Risk Manager
安信信貸有限公司
- Wan Chai, Hong Kong
- Permanent
- Full-time
- Support to the team for comprehensive credit analysis to optimize the credit acceptance criteria and portfolio actions
- Participate in the development of scorecards/ other models for acquisition or portfolio management in unsecured personal lending offered
- Support the development of the risk-based pricing models and conduct regular review and validation to ensure the model is fit for business growth
- Assist the enhancement in credit bureau analytics in both acquisition and portfolio management usage
- Assist to analyze and identify potential areas of improvement in credit loss, product offers, customer segments, credit procedures, portfolio management etc.
- Prepare periodic reports to monitor the portfolio performance, acquisition quality, product campaign, collection management, etc.
- Perform user acceptance tests on system enhancement
- Conduct Credit Assurance to identify and evaluate problems in underwriting process and review on credit assurance scope
- University degree holder or above in Business Administration, Finance, Risk Management, Statistics or other related disciplines
- At least 3 years’ banking experience in Modeling, Risk Analytics and Credit Risk Management
- Financial Risk Manager (FRM) or any risk management related qualification is preferable
- Proficiency in SAS / R is required, with knowledge of VBA / Python is an advantage
- Excellent command in spoken and written English and Chinese
- Candidates with less experience will be considered as Senior Credit Risk Officer
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